Compared with a human coach, and with the generic apps.

Plainly: an AI plan is cheaper and faster than a coach and more specific than a template. It cannot see you. Here is where each one sits.

Loadout SoloA human coachA generic app
Who writes the planAn AI coach, from your goal, questionnaire and wearable history, in about a minute.A person, usually over a few days, from a call or a form.A fixed template for a distance or a body part, picked from a list.
Built for your testPresets for P Company, PRMC, RFT(E), AOSB, ACFT, police JRFT and more, with the standards as the targets.Depends on the coach. A good military-prep coach knows the test; most general coaches do not.Rarely. Military tests mix loaded marching, calisthenics counts and running that generic apps do not combine.
Daily adjustmentEvery morning from HRV, sleep and resting heart rate: scale, swap or rest, one proposal you accept or decline.When you tell them, if you tell them, and when they are awake.Usually none. Some apps show a readiness score but do not change the session.
Week-to-week progressionRewritten from what you actually logged, every week, automatically.Yes, by the coach, usually on a weekly check-in.A fixed progression regardless of what you did.
Watch and platform dataReads intervals.icu, Strava, Garmin, Apple Health and Health Connect. Pushes sessions to Garmin and intervals.icu as structured workouts.Varies. Many coaches read your Strava or TrainingPeaks by hand.Usually one ecosystem, often the one that sold you the watch.
Judgement, injury, lifeRules and models. It will scale a session for poor sleep; it will not notice you are limping.The reason to hire one. A person sees things data does not carry.None.
CostA 7-day free trial, then 19.99 USD a month or 119.99 USD a year.Typically many times the price of an app, per month.Free to a modest subscription.

When to hire a coach instead

If you are coming back from injury, if you have failed a course before and do not know why, or if you need someone to answer the phone the night before a board, hire a person. Loadout Solo is built for the athlete who knows the test, wants a plan that is specific to it, and wants it to adapt without a conversation.

Where the generic apps fall short

Most running and strength apps are good at one thing. Military and police tests ask for several at once: a loaded march, a bleep test, a two-minute press-up count and a timed run in the same week. The plan has to balance them, and it has to know which one you are short on. That is the whole job here.

Give it the date. The plan is written in about a minute.

Pick the goal, answer a short questionnaire, connect a watch if you have one. 7 days free, no card for the trial.